Erica L Russell - Teach- Empower- Manage- Inspire

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Money Management Minute
Top 10 Reasons Why We Should Smile
Relationships, Love, and Life


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Spiritual Enrichment


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Spiritual Enrichment

Money Management Minute

Everyone that is a MILLIONAIRE is not rich…SAY WHAT?! Now that I have your undivided attention let me explain…You can still have a millionaire mentality without being a millionaire…You can still live your life to the fullest without missing out on life trying to chase money…Understand that it’s all in your net worth…Here’s an even bigger NEWSFLASH…you can be a millionaire and someone who is not can have more with less…it’s all in how you manage your money, time and your life…. so don’t wait until you get there…get there in your mind first…”Beloved, I wish above all things that you prosper and be in health even as your soul prospers” 3 John 2

Why strive for more when you don't know how to manage less?
Some of us know what it is to be broke busted and disgusted, to have just enough, and  some have even experienced having more than abundance until it's overflowing...It's safe to say that most of us would agree that having more than enough is the better of the latter...I have learned the way to fight poverty is not by winning the lottery or a get rich quick scheme, but it's making a decision every day and being consistent about working towards your goals to
achieve financial freedom in a systematic, strategic, and diligent manner. With "faith and patience
you shall inherit the promises" Hebrew 6:12
Another thing they didn’t tell you is that in order to build wealth you have to increase your income (maybe through various streams) and reduce your debt…Living from paycheck to paycheck will not do it...Do you have to have those $200 sneakers when you can start a savings account or purchase some insurance you may need.
You have the keys…you have what it takes…the wisdom is locked up inside of you...The devil has tried to hide it from you by rearranging your priorities and infiltrating your mind with fear, doubt, and unbelief. He makes you think that when something is on sale you have to have it NOW. Another secret he didn’t tell you is that there will always be good deals…there will always be sales…You need to stay focus and make sure it's an immediate need when achieving your financial goals.
One of the most important steps to financial freedom is making sure your goals and net worth are properly assessed…It may be necessary for you to meet with a financial advisor/planner of some sort in determining where you are financially and how to get where you desire to go. Remember it’s a process…so give yourself time to get there.
So the next time when making financial decisions…you need to decide do you really need all the channels on cable when you don’t even have adequate health life or car insurance?

As always #keepgrowingingrace

Top 10 Reasons Why We Should Smile

by Mark Stibich, Ph.D.

1. Smiling Makes Us Attractive
We are drawn to people who smile. There is an attraction factor. We want to know a smiling person and figure out what is so good. Frowns, scowls and grimaces all push people away -- but a smile draws them in (avoid these smile aging habits to keep your smile looking great).

2. Smiling Changes Our Mood
Next time you are feeling down, try putting on a smile. There's a good chance you mood will change for the better. Smiling can trick the body into helping you change your mood.

3. Smiling Is Contagious
When someone is smiling they lighten up the room, change the moods of others, and make things happier. A smiling person brings happiness with them. Smile lots and you will draw people to you.

4. Smiling Relieves Stress
Stress can really show up in our faces. Smiling helps to prevent us from looking tired, worn down, and overwhelmed. When you are stressed, take time to put on a smile. The stress should be reduced and you'll be better able to take action.

5. Smiling Boosts Your Immune System
Smiling helps the immune system to work better. When you smile, immune function improves possibly because you are more relaxed. Prevent the flu and colds by smiling.

6. Smiling Lowers Your Blood Pressure
When you smile, there is a measurable reduction in your blood pressure. Give it a try if you have a blood pressure monitor at home. Sit for a few minutes, take a reading. Then smile for a minute and take another reading while still smiling. Do you notice a difference?

7. Smiling Releases Endorphins, Natural Pain Killers and Serotonin
Studies have shown that smiling releases endorphins, natural pain killers, and serotonin. Together these three make us feel good. Smiling is a natural drug.

8. Smiling Lifts the Face and Makes You Look Younger
The muscles we use to smile lift the face, making a person appear younger. Don't go for a face lift, just try smiling your way through the day -- you'll look younger and feel better.

9. Smiling Makes You Seem Successful
Smiling people appear more confident, are more likely to be promoted, and more likely to be approached. Put on a smile at meetings and appointments and people will react to you differently.

10. Smiling Helps You Stay Positive
Try this test: Smile. Now try to think of something negative without losing the smile. It's hard. When we smile our body is sending the rest of us a message that "Life is Good!" Stay away from depression, stress and worry by smiling.

Relationships, Love, and Life

This is very interesting…Such as life….

Few times than often many marry their true heart or soul mate to live out their dreams such as becoming a home owner, having children, etc. and then live happily ever after, even though they may have had to endure trials and tribulations, they both decided it was worth the fight.

On the other hand...

Sometimes life could be very ironic as it relates to love, life, and relationships. A man falls in love with a woman who has everything he wants in a wife but he is not ready for commitment, whereas the woman is and cannot wait but gets married to someone else probably, someone she does not love the way she loves him!

The woman is ready for love and commitment but is approached by the wrong man who do not have the qualities she desires in a mate but they are ready for marriage whereas the right man seems not to be available. This becomes an issue of the right person at the wrong time or the wrong person at the right time.

Or, Sometimes it's not about the right or wrong mate but can you be the right mate at the right time

Such is life, Right?

Nevertheless, God’s grace in a man or woman’s life positions the individual to meet the right person at the right time. Even if you have missed someone you love, another opportunity will be available for you. When God is involved in one's life, He ochestrates events and circumstances to give you the best. Be encouraged and know that God is arranging someone special for you; just be sensitive to discern and discover who he or she is.
~Author Unknown

So those of you who have found it..cherish it and those who are still waiting...don't give up on love...let it find you...and when it will know...usually when you least expect it

Always remember to #keepgrowingingrace

The Lessons In Letting Go!!

It takes a lot of courage to Let Go.

Letting Go isn't a sign of weakness but a sign of strength.  When we let go, we are simply closing one chapter to begin another. 

Some people come in our lives to teach us how to release and let go.

Dropping your child off to their first day of school whether it's elementary or college, a father walking his daughter down the aisle, disconnecting from a relationship that has turned toxic are all forms of letting go.

When letting go, we can reflect on and be thankful for what we had, have, and what's to come.

It doesn't mean that we forget about the lessons, great memories, ignore, or carry negative feelings of anger, rage, or regret.  It has nothing to do with quitting, winning, loosing or rehearsing past hurt.

Instead we aught to cherish the memories, overcome, move on, and embrace our future with confidence and an open mind.

Letting go is more about being thankful for the experiences that made you laugh, cry, develop, and grow.

Let go and grow! #Keepgrowingingrace


Had an interesting conversation with a friend and we both had encounters about the success of our business…No we were not gossiping and no we didn’t call names...She stated “there are wolves roaming in sheep's clothing preying upon or trying to prey upon those who are excited and eager when it comes to their new endeavors. I've been shocked at some of the so called "great ideas" I've been propositioned with. All with promises of material wealth. Those tricks don't work on me, but on someone less experienced and more naive, they do. I don't like to see people positioning themselves as some fast track ticket or key to success, as if the only way you'll be successful is if you let them lead the way. I don't like when people take advantage of the talents, passions and innocence of others. They try to put stars in your eyes and glittery images...ain't always gold, that's for sure!” Donloyn Gadson  

One thing I stand firm on and was reminded of was that God said..."Erica you are in control of your own growth and every aspect of your life including financially"...and I immediately felt empowered instead of vulnerable...he meant when I was ready for’s right there…”the right people you need to connect with…they will be in your path…and your growth is not in the hands of anyone cause promotion comes from me (Psalms 75:6)…others can only enhance what I have placed in you”...but he wants us to be in control of it…so it doesn't become out of control #thankyouJesus #feelingempowered  

Make sure you move when you get a peace within yourself so you will not regret it later unfortunately wolves do disguise themselves in sheep clothing…and when its meant to happen it will…yes you may need mentoring, coaching, training, and the right kind of help…but nothing will be able to stop it except you…at the end of the day it’s your vision so be in control of it and don’t allow the wolves to cause you to shut out who God has sent to partner with you  #whenpowermeetspotential #keepgrowingingrace
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